⚠ Confidential — For Internal Distribution Only — Housing Australia Pilot Proposal
60-Day Procurement Window — ANAO Mandate June 2026

HAFF Fraud Screening Pilot —
Real-Time Protection for Round 3

FraudShield-AIT by NeverMissed Licensed Trust. The only purpose-built fraud screening engine for Australian housing grant programs. No incumbent. One credible vendor. One window.

Live Demo Available $2.3B Annual Fraud Exposure ANAO Audit: June 2026 <300ms Risk Scores
<5%
Current Fraud Detection Rate
$2.3B
Annual Grant Spend at Risk
<300ms
FraudShield-AIT Risk Score
>90%
Pilot Accuracy Target

Housing Australia is Flying Blind on Fraud

The HAFF program distributes billions annually with no real-time fraud screening layer. Manual reviews catch fewer than 5% of fraudulent applications. The ANAO audit in June 2026 will mandate systematic screening — and there is no incumbent vendor in this vertical.

📊
<5%
Fraud Detection Rate

Current manual review processes catch fewer than 1 in 20 fraudulent applications before funds are disbursed. The gap widens with each Round.

🔍
$2.3B
Annual Grants at Risk

ANAO research report #421897 identifies $2.3B in annual government housing grant spend with no cross-program deduplication or identity fingerprinting layer.

60
Days to Procurement Deadline

The June 2026 ANAO audit will likely mandate fraud screening infrastructure. The procurement window is open now — before the mandate forces a rushed procurement.

FraudShield-AIT — Purpose-Built for Government Grants

FraudShield-AIT is not a generic fraud detection tool repurposed for housing grants. It was designed from the ground up for Australian government grant programs — with real-time fingerprinting, cross-program deduplication, and an ethical governance layer.

Core Engine
Real-Time Fraud Fingerprinting

Multi-factor identity fingerprinting across ABN, ACN, address, entity type, registration history, and applicant network graphs. Each application gets a risk score in milliseconds.

<300ms
Time to risk score
Deduplication
Cross-Program Deduplication

Detects the same entity applying across multiple grant programs simultaneously — a primary vector for HAFF fraud. Compares against historical applications in real time.

100%
Cross-program coverage
Risk Scoring
0–100 Risk Score with Audit Trail

Every application receives a 0–100 risk score with a full explainability report. Risk factors are logged in an immutable audit trail — ready for ANAO review.

7
Risk factor categories
Governance
Yin Yang Deception™ Ethical Layer

Patent-protected ethical governance framework ensuring AI decisions are explainable, auditable, and defensible under Australian administrative law.

ANAO
Audit-ready by design
Integration
API-First Architecture

REST API with JSON responses. Integrates directly with Housing Australia's existing application intake systems. No infrastructure changes required to begin screening.

REST API
Drop-in integration
Reporting
Real-Time Dashboard & Alerts

Live screening dashboard for Housing Australia case officers. Automated alerts on high-risk applications. Exportable reports for executive and ANAO reporting.

Live
Dashboard available now

HAFF is the Entry Point.
The Vision is All of Government.

FraudShield-AIT is not limited to HAFF. The platform has the capability to screen every government grant program in Australia — from housing to infrastructure, welfare, research funding, and beyond. The HAFF pilot is the proof of concept that opens the door to whole-of-government fraud prevention infrastructure.

Total Addressable
$180B+
Australian gov grants/year
🏠
Phase 1: HAFF Pilot
4 weeks · 5K–10K applications · $250K–$500K
🏛️
Phase 2: Housing Australia-Wide
All Housing Australia programs · Full deployment
🇦🇺
Phase 3: Whole of Government
Every federal grant program · Sovereign infrastructure

NeverMissed can deploy FraudShield-AIT across all government grant programs — either with the assistance of external contractors or in partnership with government's own internal technology teams. The platform is modular, API-first, and built to scale.

🏗️
HAFF / NHHA
Housing grant programs — pilot entry point
🔬
ARENA / ARC
Research & energy grant funding
🌱
CEFC / ERF
Clean energy & emissions reduction
🏢
DISR / Industry
Business & industry grants
🎓
DESE / Education
Education & training funding
🏥
Health Grants
Medical research & infrastructure
🌏
DFAT / Aid
Foreign aid & development grants
🚌
Infrastructure
Transport & infrastructure funding

The HAFF pilot is designed as a proof of concept for the broader mandate. Once FraudShield-AIT demonstrates >90% accuracy on HAFF applications, the framework and infrastructure are ready to be applied across every federal grant program. This is a land-and-expand strategy — start with the highest-urgency program, prove the model, then scale. No other vendor in Australia has this capability today.

4-Week Statement of Work

A structured 4-week engagement to screen 5,000–10,000 HAFF Round 3 applications against the full FraudShield-AIT risk engine. Deliverable: a complete fraud risk assessment report with audit trail, ready for Housing Australia procurement decision-makers.

Week 1
Integration & Onboarding
API integration with Housing Australia's application intake system. Data schema mapping, security review, and test environment validation. Zero infrastructure changes required on the Housing Australia side.
Week 2
Live Screening — First Batch
Real-time screening of first 2,500 applications. Risk scores generated for each. Calibration review with Housing Australia case officers on flagged applications. Model tuned to agency-specific risk thresholds.
Week 3
Full Throughput Screening
Remaining 2,500–7,500 applications screened. Cross-program deduplication run against existing Housing Australia and NHHA datasets. High-risk applications escalated for manual review with full explainability reports.
Week 4
Reporting & Handover
Full fraud risk assessment report delivered. ANAO-ready audit trail packaged. Accuracy validation against known fraud cases (where available). Executive briefing for Housing Australia leadership.
Pilot Budget
$250K – $500K
AUD inc. GST · Fixed-price engagement
Applications Screened
5,000 – 10,000
HAFF Round 3 applications
Accuracy Target
>90%
Validated against known fraud patterns
Engagement Duration
4 Weeks
From API integration to final report
Deliverables
  • Risk scores for all screened applications
  • Immutable audit trail (ANAO-ready)
  • Executive fraud risk assessment report
  • Cross-program deduplication findings
  • Accuracy validation brief

No Incumbent Vendor in This Vertical

ANAO research report #421897 confirmed there is no existing vendor providing purpose-built fraud screening for Australian housing grant programs. This is a greenfield procurement.

✓ No Incumbent Vendor Source: ANAO Research Report #421897 · Housing Grant Fraud Vertical Analysis
Vendor / Approach Housing Grants Real-Time Scoring Cross-Program Dedup ANAO Audit Trail Deployed in AU Gov Available Now
FraudShield-AIT (NeverMissed) ◕ Pilot
Generic Fraud Platforms (SAS, FICO)
Manual Review (Status Quo)
Big 4 Consulting (custom build) ✗ 12–18mo build

✓ Fully available  ·  ◕ Partial/limited  ·  ✗ Not available
Assessment based on ANAO research report #421897 and publicly available vendor capability statements.

April Outreach → May Pilot → June Audit Response

The procurement window is narrow. The June 2026 ANAO audit creates a hard deadline. A May pilot start gives Housing Australia a completed fraud assessment before the audit mandate lands.

April 2026
Pilot Briefing
Initial meeting with Housing Australia leadership. Procurement scoping. NDA & data access agreement executed.
May 2026
Pilot Execution
4-week SOW begins. 5K–10K applications screened. Weekly progress reports to Housing Australia stakeholders.
Late May 2026
Pilot Report Delivered
Full fraud risk assessment, audit trail, and accuracy validation delivered. Executive briefing completed.
June 2026
ANAO Audit Response
Housing Australia enters ANAO audit with a completed fraud screening engagement on record. Procurement decision on full deployment.

Let's Start the Conversation

Complete this form and a NeverMissed technical lead will respond within 24 hours to schedule a briefing session. All communications are confidential.

By submitting this form you agree to be contacted by NeverMissed Licensed Trust regarding this pilot proposal. All communications are confidential. ABN 13 684 528 443.
✓ Briefing request received. A NeverMissed technical lead will be in touch within 24 hours.
Something went wrong. Please email us directly at partnerships@rivalex.com.au